A proprietary, audited model
Statements that tie out perfectly. Every figure can be traced back to its source, and when something doesn't add up, you see it. High technology and security standards, and a cost-benefit ratio that speaks for itself.
0years watching businesses start and grow
Most businesses are born from their founders' love and passion for a craft — not necessarily from their business training.
We saw it over the last thirty years. And we also saw what comes next: as time goes by, those businesses face big challenges to grow, and even bigger ones to do it in a systematic, orderly way.
The key factor in that direction is quantitative strategic planning: the kind that gathers every component needed for execution and helps the business succeed.
We were born with the vocation of helping business owners do what they love most — but in a planned, orderly and, as a result, successful way.
Four things that make us different
Easy to use
Whatever your profession or trade: the structure and design are built so that anyone with basic financial knowledge can use it end to end.
Maximum precision
Advances, customer and supplier credit, factoring, differential dividends, taxes by item and by country, share transfers, among many other components. That's what makes the highest level of planning precision possible.
Always up to date
It's a cloud solution: with an accounting and finance team behind it, we keep it current with best financial practices and the tax law in force.
Why it's not just an Excel template with a facelift
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linked financial statements, plus cash flow
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valuation methods, side by side
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complete scenarios: mild, moderate and severe
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KPIs, each with its own reading
Accounting-grade accuracy, not approximations
The statements link year over year and balance to the cent, with no rounding errors piling up. It's what separates a model from a spreadsheet that just adds up — and few projection tools guarantee it; most approximate.
Taxes line by line, not a flat rate
Every tax in your country's catalog included — each where it applies and with its own rule. A single blended percentage isn't real: it flattens everything and distorts your results.
It suggests before you ask
Every decision comes with a well-founded default — the useful life set by the standard, the closing exchange rate, the tax from your country's catalog — and you confirm it or change it. The platform doesn't guess: it starts from what the rules say and adapts to your company.
It does the math on its own
How much capital you need and in which month; if you decide to borrow, every payment with its interest; every tax with its due date. It all comes from what you've already entered — no formulas, no side spreadsheets. You read the result and decide.
You decide, with everything on the table
Important decisions have to be made by a person; we're not changing that. What changes is what you make them with: complete information, ahead of time, so you can decide calmly instead of blindly.
Local first, not generic
We start from your country, not from the average of others: its taxes, its labor rules, its currency and its calendar. The specifics of where you operate are the starting point, not a last-minute adjustment — which is why we don't sell in a country our model can't calculate.
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of people starting a business
More than 90% of entrepreneurs and business owners have no financial training. They take the initiative to start and build a company, but that gap is their Achilles' heel in the long run.What the research says — and why SIMERLine exists
What our model takes into account
Precision comes from leaving nothing out. Filter by area and hover over any piece to see what it does.
Who uses it, and what for
SIMERline was the platform that finally gave me complete peace of mind to make the right decisions for my business based on information. Now I plan every idea better, and if something different happens I get ahead of it with time to spare.
Carlos SalazarBusiness owner
The SIMERline platform is a tool that saves complex setup work and lets us focus our classes on analyzing the results of advanced corporate strategies; that's why my students have found it more useful for their professional future.
Karen MontenegroUniversity professor
With SIMERline you find a great ally in financial modeling. I stopped using Excel formulas and spreadsheets for my strategic planning, gained a range of alternatives, sped up my analysis and got better results.
Juan Sebastián CalderónCFO
This tool has allowed our institution to screen business loan approvals using new methodologies beyond credit-bureau scores, while meeting higher credit-quality standards. It brings a high level of precision to our clients' financial planning.
Sandra PovedaHead of microcredit
Start right now
Optimize your financial planning with SIMERLine and make more confident decisions.
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